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Business Insurance

Fires and car accidents happen; people slip, fall, get sick, and even die. And all of these things can occur in your business. This is why all businesses, whether they are one-person operations or multimillion dollar corporations, need business insurance.

1. What Is Business Insurance?

Business Insurance can consist of different types of coverage
available to protect business owners from losses. Through business insurance, you can cover your property and business vehicles, insure against legal claims against the business such as liability or workers' compensation, and also provide health insurance for your employees, as well as other things.

2. Why Do I Need Business Insurance?

You still need business insurance, even if you don't think your business has enough assets to be sued. Having your business incorporated, doesn't mean you are shielded from personal liability through the so-called "corporate veil"

Because absolutely anyone can be sued, judgments can be collected
through wage garnishments and bank account seizures, and even corporate veils can be pierced under certain circumstances; indeed, the smaller your business is, the more likely that you can be held personally liable for debts through your personal assets.

Your business needs business insurance because of the many risks and potential threats to its successful and continued operation; good,
tailored business insurance policies can help protect you and your
venture as much as possible.

Contact PineCrest Insurance Services for more information.

Pinecrest Insurance - Business InsurancePinecrest Insurance - Business Insurance

540.785.4416  or   703.821.1200
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